Terms of Service

1. Introduction

Welcome to Payport. These Terms of Service ("Terms") govern your access to and use of the Payport website, platform, APIs, applications, products, and services (collectively, the "Services"). By creating an account, accessing, or using our Services, you agree to be bound by these Terms. If you do not agree, you should not use the Services.

2. About Payport

Payport provides payment technology solutions that enable businesses to accept and manage digital payments through websites, mobile applications, payment links, APIs, and other supported channels. Payport is a payment infrastructure provider and does not represent itself as a bank. Certain services may be provided with licensed financial institutions or authorized partners where applicable.

3. Eligibility

To use Payport, you must be legally capable of entering into a binding agreement, provide accurate registration information, comply with applicable laws, and complete any required identity or business verification processes.

4. Account Registration

When creating an account, you agree to provide truthful information, keep login credentials secure, notify Payport of unauthorized account access, and accept responsibility for activities conducted through your account.

5. Business Verification

Certain Services require business verification before they become available. Requirements may include identity verification, business registration documents, tax information, banking details, or other compliance information.

6. Acceptable Use

You agree not to use Payport for unlawful transactions, fraud, legal violations, intellectual property infringement, malicious software, unauthorized system access, platform interference, or prohibited business activities.

7. Payment Processing

Payport provides technology that facilitates payment collection. Processing may involve third-party financial institutions, payment processors, or licensed service providers, and remains subject to regulations, network availability, compliance requirements, and operational conditions.

8. Fees

Certain Services may be subject to transaction fees or other charges. Applicable fees will be communicated through the platform, pricing page, or official communication channels. Payport may update pricing with reasonable notice where applicable.

9. Settlements

Settlement timelines may vary depending on payment method, business verification status, banking processes, compliance reviews, and operational requirements. Settlement estimates are guidance and may be affected by circumstances beyond our control.

10. Security

Payport implements measures designed to protect the platform and users. Users are responsible for protecting account credentials, securing API keys, maintaining secure devices and systems, and promptly reporting suspected incidents.

11. API Usage

Developers using Payport APIs agree to keep credentials confidential, follow official documentation, avoid excessive or abusive usage, build secure integrations, and comply with technical requirements.

12. Intellectual Property

All content, software, trademarks, logos, documentation, and technology associated with Payport remain the property of Payport or its licensors. These Terms do not grant ownership of intellectual property rights.

13. Service Availability

We strive to maintain reliable availability, but Services may be unavailable due to scheduled maintenance, security updates, technical issues, third-party interruptions, or events beyond our control.

14. Third-Party Services

Certain features may rely on third-party providers. Payport is not responsible for products, services, or content provided by third parties outside our direct control.

15. Suspension and Termination

Payport may suspend or terminate access if Terms are violated, fraud is suspected, verification is incomplete, regulatory obligations require action, or continued access presents security or compliance risks.

16. Limitation of Liability

To the maximum extent permitted by law, Payport shall not be liable for indirect, incidental, special, consequential, or punitive damages arising from use of the Services.

17. Indemnification

You agree to indemnify and hold Payport harmless from claims, liabilities, damages, losses, and expenses arising from misuse of the Services, violation of Terms, or infringement of laws or third-party rights.

18. Changes to the Services

We may improve, modify, suspend, or discontinue parts of the Services from time to time. Where appropriate, reasonable notice of significant changes will be provided.

19. Changes to These Terms

We may update these Terms periodically. The latest version will be available on our website. Continued use after changes become effective constitutes acceptance.

20. Governing Law

These Terms shall be governed by and interpreted in accordance with laws applicable to the jurisdiction in which Payport operates, unless otherwise required by law.

21. Contact Us

If you have questions regarding these Terms, please contact support through the official communication channels provided on the Payport website.

Thank You

Thank you for choosing Payport. We are committed to providing secure, reliable, and innovative payment infrastructure that helps businesses accept payments with confidence.